Financial Performance
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Indicators
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Description
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Purpose/Reason for Disclosure
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Income Statement (Profit & Loss)
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Overview of revenue, expenses, and net income over a period.
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Shows the bank’s profitability and operational efficiency. It helps investors assess the bank's financial performance over time.
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Capital Adequacy Ratio (CAR)
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The ratio of a bank's capital to its risk-weighted assets.
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Ensures the bank has enough capital to cover potential losses, ensuring financial stability.
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Tier 1 Capital
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Core capital ratio (common equity, retained earnings) to risk-weighted assets.
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A critical measure of a bank's financial strength and resilience. Tier 1 capital is the highest-quality capital and serves as a buffer in times of financial distress.
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Loan-to-Deposit Ratio (LDR)
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The ratio of total loans issued by the bank to its deposits.
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Measures the bank’s liquidity and lending capacity. A higher ratio can indicate aggressive lending or liquidity concerns.
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Annual Reports
In terms of transparency and responsibility, we present to you our annual reports, which reflect the level of performance and growth of the bank.
ATIB
Personal Banking
Corporate Banking
Microfinance
Contact us
ATIB
Personal Banking
Corporate Banking
Microfinance
Contact us
Address
E-mail contact@atib.ly
Call Center
1525
Assaray Trade & Investment Bank (ATIB), Gurji St, Tripoli - Libya.
Phone number +(218) 213660780E-mail contact@atib.ly
Call Center
1525
©
Assaray Trade & Investment Bank (ATIB) - a Libyan Joint Stock Company With a Capital of 100,000,000 Libyan Dinars.
Commercial Registration Number: 51266. Tax Registration Number: 45.
ATIB is regulated and supervised by the Central Bank of Libya
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